personal bankruptcy

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"filing more than once" posted by ~Ray
Posted on 2008-12-13 16:38:03

Yes technically there are no restrictions on multiple-filings. From a practical standpoint each procedure becomes more complicated and longer. For example the first time someone files the procedure normally lasts 9 months. The seocnd time it will last 15 to 24 the third time 24 to 36 and in most cases at least in Ontario where I learn if you file a fourth measure your discharge ordain be refused (ie they won’t let you do it four times). When the new legislation that was passed last year is enacted (probably later this year) the measure lines I set out above are being extended. You should talk to a trustee immediately to address your options - ask about proposals as an alternative to filing bankruptcy (again). (say: comments are reviewed by moderators and then posted after approval. In addition due to high volume some of the comments might not be posted.)

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Related article:
http://www.bankruptcy-canada.ca/bankruptcy/2008/01/filing-more-than-once.html

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"bankruptcy" posted by ~Ray
Posted on 2008-04-08 01:14:24

due to illness undergo no income except pensions and temporary WCB. Aged 72. No assets property except car determine about 2000. Credit card debt is about 40,000. Can`t afford change surface minimum payments on CC`s. Is bankrupcy the way to go. Bookmark or evaluate this blog: Unfortunately. I can’t simply tel you whether or not you should file for bankruptcy. Given the facts as you have set them out it is certainly an option but there are a couple of others you may be to consider. I suggest you contact a trustee in your area and make arrangments to go and communicate to them. Ask them about being “creditor proof” - it may be that the trustee will discuss you to do nothing at all or after speaking to them you may end to file for bankruptcy after all.

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Related article:
http://www.bankruptcy-canada.ca/bankruptcy/2008/01/bankruptcy-19.html

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"bankruptcy" posted by ~Ray
Posted on 2008-04-08 01:14:24

due to illness undergo no income object pensions and temporary WCB. Aged 72. No assets property except car value about 2000. Credit card debt is about 40,000. Can`t drop even minimum payments on CC`s. Is bankrupcy the way to go. Bookmark or rate this blog: Unfortunately. I can’t simply tel you whether or not you should register for bankruptcy. Given the facts as you have set them out it is certainly an option but there are a bring together of others you may want to believe. I declare you contact a trustee in your area and make arrangments to go and speak to them. Ask them about being “creditor proof” - it may be that the trustee will advise you to do nothing at all or after speaking to them you may decide to register for bankruptcy after all.

Forex Groups - Tips on Trading

Related article:
http://www.bankruptcy-canada.ca/bankruptcy/2008/01/bankruptcy-19.html

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"bankruptcy" posted by ~Ray
Posted on 2008-04-08 01:14:24

due to illness undergo no income object pensions and temporary WCB. Aged 72. No assets property except car value about 2000. Credit card debt is about 40,000. Can`t drop even minimum payments on CC`s. Is bankrupcy the way to go. Bookmark or evaluate this communicate: Unfortunately. I can’t simply tel you whether or not you should file for bankruptcy. Given the facts as you have set them out it is certainly an option but there are a bring together of others you may want to believe. I suggest you communicate a trustee in your area and alter arrangments to go and communicate to them. Ask them about being “creditor proof” - it may be that the trustee will advise you to do nothing at all or after speaking to them you may end to register for bankruptcy after all.

Forex Groups - Tips on Trading

Related article:
http://www.bankruptcy-canada.ca/bankruptcy/2008/01/bankruptcy-19.html

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"default on a loan" posted by ~Ray
Posted on 2008-01-16 01:58:50

we filed for bankruptcy and have been discharged we defaulted on a loan for a boat since then the boat was repo-ed and sold at auction now the collection agencies are harrassing us saying we owe the fit because the boat was sold for less than what was owing we had to get financing for a vehicle recently and this default doesn`t show on our credit report does it fall under the bankruptcy? do we owe the money? we think it should undergo been (could undergo been) sold for what was owing & been over and done with when we went for financing we were told change surface with the bankruptcy our credit was good (we are trying to get it back where it used to be) this has been going on for at least 3 years we have 2 more years before our 7 years are up. Bookmark or rate this communicate: Unfortunately if you continued to pay for the ride during/after you filed for bankruptcy and it was subsequently repossessed due to payment problems there is no way this debt will have been dealt with (or included in your bankruptcy). The collection agency is correct - if the boat was sold for less than you owed then you are responsible for the shortfall. All I can declare is you work out some sort of payment terms with the company before they take you to act.

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Related article:
http://www.bankruptcy-canada.ca/after-bankruptcy/2008/01/default-on-a-loan.html

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"Calculation of surplus income" posted by ~Ray
Posted on 2007-12-20 20:15:45

If i declare bankruptcy will my spouse`s capital gains/losses dividends or interest income be included in the calculation of surplus income?Bookmark or rate this blog: Indirectly yes. The surplus calculation is based total household income which includes income from any and all sources then at the end of the calculation you must factor out her percentage of that income. It is best to contact a directly and run through how the calculation is done in person as it can often be confusing in a forum such as this. (Note: comments are reviewed by moderators and then posted after approval. In addition due to high volume some of the comments might not be posted.)

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Related article:
http://www.bankruptcy-canada.ca/bankruptcy/2007/09/calculation-of-surplus-income.html

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"consumer prop" posted by ~Ray
Posted on 2007-12-12 16:27:35

Yes this is very normal and won’t cause you any difficulties. The only cozen is that you will want to make sure that your trustee is aware of both the original lender and the company who is collecting on their behalf. (Note: comments are reviewed by moderators and then posted after approval. In addition due to high volume some of the comments might not be posted.)

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Related article:
http://www.bankruptcy-canada.ca/consumer-proposals/2007/09/consumer-prop.html

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"Bankruptcy" posted by ~Ray
Posted on 2007-12-01 22:04:28

If a person is claiming personal bankruptcy can they included a garnishment of wages that is being paid for approve taxes to the governmentBookmark or rate this communicate: Yes taxes are a debt a person can be cleared from in a bankruptcy and the Stay of Proceedings ordain stop that garnishment. The trick is to act quickly so that the enthrone doesn’t compel any more significant sanctions as some of their other avenues (i e statutory lien’s) can defeat a bankrutpcy so you are exceed to get contact a and get things started before CRA gets more aggressive.

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Related article:
http://www.bankruptcy-canada.ca/bankruptcy/2007/09/bankruptcy-15.html

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"me?." posted by ~Ray
Posted on 2007-11-22 03:34:22

There is nothing to prevent you from working before during of after a bankrutpcy. Now there may be some potential employers that may have concerns wit hiring someone in bankruptcy (i e banks insurance companies) but this is relatively rare. For a better idea of what types of employers may be concerned you are beat to address this with a. (say: comments are reviewed by moderators and then posted after approval. In addition due to high volume some of the comments might not be posted.)

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Related article:
http://www.bankruptcy-canada.ca/after-bankruptcy/2007/09/me.html

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"Courtney Love: I know how to play the game now" posted by ~Ray
Posted on 2007-11-11 23:38:02

has said after a turbulent twenty years she finally knows how to play the fame game. Since moving to Los Angeles in 1987. Courtney performed in bands and had bit roles in films before starting grunge band hit in 1989. Over the next 18 years she developed and battled a be of drug addictions numerous arrests and court-imposed rehab in addition to becoming a leave after Kurt Cobain’s suicide and giving birth to their daughter. Frances hit. Courtney told USA Today recently that she won’t repeat her earlier mistakes when she releases her new solo album later in the year: “I know how to compete the game now. I undergo to journey the system go the rules and stop being a dissent. I can’t drop to be a 43-year-old rebel.” After money troubles including personal bankruptcy at one inform she is currently researching through books and conferences ways to alter herself more financially secure: “I’m really just a Beverly Hills soccer mom who wants to be a real estate mogul and design clothes.” She added selling CDs and touring don’t earn sufficient money for most female artists - hence the fondness for celebrity fragrances and fashion lines. She too is considering her own perfume but after her over Steve Coogan’s involvement with ’s suicide act doesn’t evaluate the time is alter for it just yet: “No one wants to smell desire Eau du Controversy.” XHTML: You can use these tags: <a href="" call=""> <abbr title=""> <acronym title=""> <b> <blockquote have in mind=""> <label> <em> <i> <touch> <strong>


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Related article:
http://fametastic.co.uk/archive/20070922/7725/courtney-love-i-know-how-to-play-the-game-now/

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the personal bankruptcy archives:

11 articles in 2006-01
22 articles in 2006-02
28 articles in 2006-03
36 articles in 2006-04
27 articles in 2006-05
26 articles in 2006-06
24 articles in 2006-07
18 articles in 2006-08
22 articles in 2006-09
30 articles in 2006-10
22 articles in 2006-11
22 articles in 2006-12
12 articles in 2007-01
12 articles in 2007-02
3 articles in 2007-03
7 articles in 2007-04
11 articles in 2007-05
10 articles in 2007-06
3 articles in 2007-07
1 articles in 2007-09




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personal bankruptcy